Browsing CategoryMoney

How to Boost Your Kids’ Money Smarts this Summer

Wondering what to do with all that quality time with your kids over the summer? Why not use this year’s summer break to boost their financial IQ? According to a Barkley report, Gen Z has an overall spending power of $100 billion. Marketers might be rejoicing, but parents are likely not. Without financial smarts to know how to manage their finances, your kids will be prey to ad campaigns aimed at taking money out of their pockets. Debt, bankruptcy, and money woes could follow. Fortunately, there are now resources for helping individuals climb out of situations like filing for bankruptcy…

12 Ways Your Family Can Save Money and Add £5K in Your Bank Account

Money is hard to make and easy to spend, but does that mean we cannot manage to save enough of it? Nope. In fact, you can save as much as £5,000 over the next year once you know what to do and that’s just what we’ll be sharing in this post. 1. Lower your bills by consolidating your debts If you feel your credit rate interest rate is too high, consider consolidating and refinancing. Look out for credit with better terms and make the switch. 2. Make extra money with your car If you haven’t tried services like Uber yet, you might want…

Does the IRS Accept Symbols as Part of a Business Name?

As you begin the process of starting your own business, the process can come with several concerns and questions. IRS-EIN Tax ID is here to help with all of your business related and tax-related questions. Our customer service is available 24 hours a day, 7 days per week for your business needs such as how to apply for EIN or obtaining an estate EIN. When choosing a business name you will want to ensure that first and foremost your business name makes sense to your customers and the product or service you sell. You will also need to abide by the law of the…

Best Work-from-Home Jobs

2018 came a-knocking with a lot of surprises up its sleeve. Although the world we’re living in has been undergoing quite a few changes in the way we think, behave, or socialize, the working habits we’ve acquired over the past few years have shown one thing: the job market is dictating a tempo that not only propels people to seek home-based jobs, but it also offers countless opportunities to do so. The only trouble is picking the jobs that are likely to earn you a profit and are well worth the effort. Virtual assistants This profession has taken the online…

5 Questions to Ask When Discussing Medicare Insurance Quotes

When it comes to choosing a Medicare insurance plan and discussing quotes, it is important to remember that asking a number of questions will give you some idea of what the insurance plan entails. When choosing a Medicare plan, you need to make sure you ask questions that will give you a peace of mind knowing you have made the right choice. Before you can enroll or renew a Medicare plan, it’s imperative to make sure you have all the necessary information that will help you to make an informed decision. Consider the following questions when discussing Medicare insurance quotes.…

Ways to Invest Your Tax Refund

Financial advisors recommend that American taxpayers attempt to adjust their tax withholding to see that they neither have to pay the IRS nor get a refund. This happy medium is difficult to achieve, and the average tax refund is a little more than $3,100. This is admittedly a nice windfall for most folks. The question then arises of how this refund should be used. Here are some options that will help improve the average American’s long-term financial standing. Pay Off High-Interest Debt The average household in the US now has about $16,000 in credit card debt. Even if the interest rate were…

Do You Want to Reduce Your Monthly Household Expense? This Article Has Tips Which Can Help!

You only need to look at just how little you can put into your grocery cart each week to know that it’s getting harder to stretch a hard-earned dollar. However, just because prices are rising doesn’t mean that you have to go without. Below are some great ways you can maximize your household budget. Buying in Bulk Works There is a reason why this idea is always at the top of every list of tips for saving money in the household – it works! Buying in bulk is the single most effective and easiest method to reduce your household expenditure. Items…

Parents: 3 Essential Pieces of Financial Advice to Teach Your Kids Early and Often

Parents pass down a variety of things to their kids; some of them by nature, and others by nurture. However, when it comes to financial health and wellness, all parents — regardless of whether they have a family net worth valued in the millions or thousands — should make it a top priority to ensure that their kids understand, embrace, and adopt the following three essential pieces of advice: 1. Saving is Spending — On Yourself Some kids think that saving is pointless (I believe the proper technical phrase is “like, so lame and unfair”) because it seems like a…

Where to Go for Debt Relief Help

When the faucet leaks, finding help is as easy as calling a plumber. For a flat tire, an auto service is the solution. Problems with debt? Those can be a little trickier to determine where to go for help. Many consumers think the first step to debt solutions is a financial institution where they can get more money. They don’t realize that there are financial advisors they can turn to who are on their side and can help them create a concrete and manageable plan for dealing with their debt. Not many people know how to handle bad debt. There…

3 Ways to Make Cash from an Old Car

Source Many car owners have found themselves in the same position at one time or another – you have a tired car that is a chore to both own and operate, and you don’t know if you should keep it. While some drivers are anxious to get rid of the dilapidated ride, it’s important not to rush the process. Even if you’re saving money for a new vehicle, think before you take on a monthly car payment. Take a look at these three ways to make the most money off an old car. Sell your old car It’s smart to…