Browsing CategoryMoney

Keeping Costs Down as a One-Person Business

Starting a business on a shoestring budget is an age-old tale. It is something that every entrepreneur aspires to, but many struggles to actually achieve as a result of the accumulative running costs of starting a small business. Cutting these costs down is vital in order to make your one-person business successful and not just a money drain. With that in mind, how can your small business keep costs down and actually make a shoestring budget work for you? Workspace One of the best things about working for yourself and by yourself is the fact that one person doesn’t need…

What to Look at When Taking Stock of Your Finances at the End of the Year

Whether it is reflecting on our work goals or personal life, the end of the year is the perfect time for taking stock. And as you look back, don’t omit your finances from the list of things to reassess. According to a Time Money report, 1 out of every 3 Americans has no retirement savings. Facts like this underscore the need to include financial housekeeping on our year-end reflection list. Here is a list of areas to take a closer look at that will help you prepare for the year ahead. Prepare for financial emergencies. Emergencies can create a sinkhole in…

Don’t Let Banks Lease Your Gold: Choose Allocated Storage

Are you a gold investor who holds their gold with a bank in non-allocated storage? Did you know that the gold you leave in the bank may not be the gold you take out, or that your investment is technically on the bank’s books, meaning it could be claimed by creditors in the event of a bank failure or used in a bail-in if another financial crisis were to happen? If there’s any lesson that 2008 should teach investors, it’s that financial meltdowns are well within the realm of possibility, and that poses a risk to your physical gold if…

Seven Essential Home Improvement Tips To Add Value

Are you looking for latest home-improvement tips? Well, in this case only any efficient renovation expert can guide you better. If you want to sell house for cash then you got to maintain the home in absolutely fantastic condition. It is not only about selling house for cash but you should also maintain the place beautifully where you are dwelling. Home-value can be enhanced to a great extent with the addition of few improved renovation features. The current real-estate scenario says that well-maintained and decorative houses have got highest market values. On the other hand, comfort level can also be increased…

To Break In or Not to Break In? 5 Signals Your Home May Be Sending Intruders

There are few things more terrifying to homeowners than the possibility of a burglar showing up in the night. It’s the think of nightmares. However, a burglary happens about every 18 seconds in the United States. So there’s a reason to take care in protecting yourself and your family. You can potentially repel thieves by doing, or not doing, a variety of things. Here are five signals your home may be sending to intruders—for better or for worse. Keep Landscaping Trimmed There are two reasons why maintaining the bushes and vegetation around your home can help ward off burglars. First, it…

Let The Expense Tracker Be Your Finance Manager

Do you dread the coming of the year-end financial closing? I know many do especially those who are still working and need to submit their year’s earning to the income tax department. It is only two more months to the end of the year and many overwhelmed just thinking of sorting out their expenses and filing their income tax statement. Some are just thinking that they still have some time and will just push it aside till the last minute. For those early birds, they prefer to have more time to search for all the receipts, slowing sort them out…

Penny Stocks To Watch and Day Trading

With the working world a sad landscape of dead-end retail jobs and boring corporate cubicle spots, there is a viable alternative. Day trading can be a profitable venture, a way to achieve financial freedom and a way to work from home. Working from home can be a very healthy and fun way to orient your career. No annoying bosses looking over your shoulder and stopping by your cube, no terrible co-workers eating up your day with stories of colds that kept them out all week. Just a quiet desk at home that allowed you time to find penny stocks to…

The Many Benefits of Capital Equipment Finance and Leasing

Our economy is becoming increasingly diverse. The result of this is that companies and businesses need new types of equipment to meet their needs. Equipment is needed for businesses to operate efficiently. For instance, IT firms need computers and farmers need tractors. No matter what the industry is, there are some key pieces of equipment that are needed. The result of this, in turn, is that there has been a boom in the capital equipment financing and leasing industry. Small businesses are particularly interested in this. Capital Equipment Financing and Leasing The reason why may businesses prefer to finance/lease instead of…

Insurance Isn’t Just About Health: Keep Your Family Covered Inside the Auto, Too

Everybody operating a motor vehicle needs car insurance, but not everybody wants to get it. That’s understandable. With so many companies offering vehicle insurance, the prospect of shopping for the right provider can be daunting, never mind actually purchasing a plan. But aside from the legal requirements, there are many arguments in favor of getting auto insurance. Protect What Matters Even the cheapest vehicle represents a major investment by the buyer, which should lead them to consider all options for car insurance coverage. They’re not just purchasing a way to get from Point A to Point B; they’re getting something that…

4 Accounting Basics Everyone Should Know

If you own a business, then speaking accounting language is essential. Even when discussing personal assets, the proper terms help others know what you are talking about. Let’s look at some basic accounting terms and what they mean. Financial Statements Image via Flickr by Ken Teegardin The balance sheet, statement of cash flow, and income statement are three types of financial statements everyone needs to understand. The balance sheet gives a picture of assets and liability whether for your business or you personally. Statements of cash flow point to the change in cash during a specific time period, be it a week,…