Browsing CategoryMoney

8 real estate terms explained

Whether you’re planning to buy or sell a home, you’re likely to be confronted with a lot of jargon. There are certain terms that are widely used in the real estate industry that have the potential to confuse and intimidate. To help you navigate your way through the world of property transactions, here are eight common words and phrases that you should familiarise yourself with. 1. Cash buyer In most cases, people go to traditional realtors when they wish to sell their homes. However, in certain scenarios, it makes more sense for property owners to approach a cash buyer instead.…

Heartfelt Ways to Say Congratulations on a Shoe-string Budget

When someone you love and care about has some good news or achieves something great, you will want to do a little more than just saying congrats to them. However, many people seem to have the misconception that a congratulations gift is not worth much if it’s…well not worth much. They buy too easily into the concept that the best gifts are the more expensive ones. While we are not about to say that most people don’t like being spoiled, because that simply is not true. We all love being spoiled from time to time. What we are trying to…

A Comprehensive Guide to Securing Your Home

No matter how big your home is, it’s a special place where you feel comfortable because you share this space with your loved ones. However, taking comfort to a new level is always welcome, and making your home safe is a way to make your life better. There are lots of ways you can secure your living space, so if you too are currently looking for ways to secure your home, but don’t know how, here’s a comprehensive guide that might help you pull it off. Assess the dangers Not every home is under the same danger and what you…

5 Ways for College Students to Make Some Extra Money 

Nothing says “Welcome to the adult world” like being able to make your own money. We often hear that we should make an effort to find a job as soon as we graduate but the truth is we can start earning money long before we sport that graduation cap. In case you’ve been short on cash while still at college, read on to find the best ways to make your wallet swell a bit. Become a freelancer The list of jobs you can apply for as a freelancer goes beyond your wildest dreams. All the way from writing articles and…

Debt management options, whatever your circumstances

The phrase “crippling debt” sounds melodramatic, but when you are facing them, financial problems can be every bit as debilitating as a physical injury or illness. The stress and anxiety can also lead to both mental and physical health conditions. Debt, crippling or otherwise, is an everyday part of life. Most of us have loans, mortgages, credit cards and so on, but very few of us are financial experts. When you look at it that way, it is hardly surprising that we run into trouble from time to time. If your central heating breaks down or your car develops a…

Stream Energy Reviews: Will Stream Energy Make You Money?

With hundreds of Stream Energy reviews on the internet, it may be hard to tell whether or not joining Stream’s associate program is the right career move for you, personally. . For some Independent Associates (those who sell the company’s services), the Dallas-based company has changed their lives for the better, giving them financial independence, their own businesses, and ownership of their time. Others claim not to have found success. But what’s the truth? Let’s start with what the company is, how it allows its customers to make money, and whether it’s a credible company. What Is Stream Energy? Stream Energy…

Freedom From Debt Is Just Around The Corner

You don’t have to keep living with debt. There are ways to reduce your debt and get out of it sooner. You’ve probably already heard of bankruptcy, but bankruptcy isn’t the only means of getting out of debt. Since the 1990s, consumers in Canada have also been able to file a consumer proposal, a bankruptcy alternative that makes it easier to get out of debt if you have a job or an income, without losing your assets. Bankruptcy trustees, today known as Licensed Insolvency Trustees, are the only professionals who can file for consumer proposals or bankruptcy. Your bankruptcy trustee…

Does Your Home Business Need Insurance?

Image source Many entrepreneurs start their business at home. That way, they can cut costs on having to rent out office space and they can be more flexible by working from the comfort of their home. However, a home business is still a business and you must treat it as such in order to succeed. What’s more, many home business owners believe they cut even more costs by avoiding or neglecting business permits, licenses and insurances. For instance, insurance is the first thing to get neglected. After all, you have home insurance and that should be sufficient, right? Very wrong!…

Five Ways To Protect Your Finances After A Car Accident

A car accident is just that – an accident that no one can see coming. It can happen in a blink of an eye and yet the results can be devastating like getting injuries, a damaged vehicle, and other repercussions that you might not have expected. So how do you protect your finances in the event that you have a car accident? We’ll be sharing with you five simple ways to protect yourself and your finances in the event that you find yourself in a car accident.  Get Medical Attention Right Away. This should be the first thing to do…

How to Boost Your Kids’ Money Smarts this Summer

Wondering what to do with all that quality time with your kids over the summer? Why not use this year’s summer break to boost their financial IQ? According to a Barkley report, Gen Z has an overall spending power of $100 billion. Marketers might be rejoicing, but parents are likely not. Without financial smarts to know how to manage their finances, your kids will be prey to ad campaigns aimed at taking money out of their pockets. Debt, bankruptcy, and money woes could follow. Fortunately, there are now resources for helping individuals climb out of situations like filing for bankruptcy…